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Every time
you connect to the internet to browse the web or check email,
you expose yourself to the possibility of attack. To protect
your personal data, there are a number of tools you should consider
installing on your computer. Words like "spyware" and "spam"
get thrown around a lot these days, so here are explanations
of what the most essential protection utilities do and why they
are important to have.
What does it do?
Spyware
is basically any software program that runs on your computer
gathering information about you without your knowledge. Spyware
programs generally run in the background and can monitor all
of your computer or internet activities including the web sites
you visit and even the keystrokes you type.
Spyware
can enter your system through the installation of a program
or as the result of a computer virus. The information recorded
by spyware is then transmitted back to advertisers or to those
wishing to obtain access to your personal information.
How does it work?
Spyware
removal software is specifically designed to identify any spyware
programs and eliminate these programs by scanning your computer,
deleting the offending application, and removing their entries
from the Microsoft¨ Windows¨ Registry.
Why do I want it?
Spyware
can threaten your privacy as well as the security of your computer
data by recording the addresses of web sites you visit, capturing
the email address of messages you send and receive, accessing
your personal files, or even by recording your keystrokes when
entering passwords, credit card numbers, etc. The information
gathered can be used to commit an identity theft.
What does it do?
Each
time you give out your email address (whether you are placing
an online order through a shopping cart on the internet or subscribing
to an online newsletter) you are running the risk of being the
recipient of hundreds of unwanted emails called spam. Spam generally
arrives in the form of email advertisement. It has been reported
that almost 40% of the world's emails are now spam.
Many internet
sites that collect email addresses then turn around and sell
those addresses to other internet companies. Albeit illegal,
your email address can be sold and resold to hundreds of companies
without your knowledge or consent.
How does it work?
Spam
blockers generally use two methods to protect your Inbox from
being overwhelmed by the flood of unwanted emails.
The first
method involves blocking incoming emails whose source email
addresses are from known spammers. The email address is compared
to a database of known offenders and those addresses that match
are deleted or moved to a quarantine folder by the program.
Most programs allow users to manually edit this database and
add or delete new addresses as necessary.
The second
method uses filters to screen emails and search for specific
key words in the subject line, body text, or message headers.
Emails that are found containing these specific words are deleted
or moved to a quarantine folder by the program. Generally these
programs allow you to select the types of keywords to be searched
for.
Spam blockers
that use quarantine folders to store spam emails can either
be emptied manually by the user (this enables you to recover
messages that have been inadvertently marked as spam) or they
can also be set to automatically delete the spam if the folder
reaches a certain size or after a predetermined period of time.
Why do I want it?
Many
spam emails that contain unsolicited commercial offers or requests
for information that may seem to be both legitimate and compelling.
This latest form of attack is called "Phishing" and may lead
you to believe that you need to confirm your private information
to maintain your account with a bank or online service, such
as Paypal or Ebay. However, these requests often lead users
to give up credit card information for the purposes of online
fraud.
In addition
to employing Spam blocking software, you can opt out of direct
marketing lists and limit the amount of spam you receive.
What
does it do?
A
firewall is designed to isolate your computer from the internet
by checking inbound data traffic to determine whether it should
be allowed to pass through to your system or be blocked.
How does it work?
Internet
communication is accomplished by exchanging "packets"
of data whether you are downloading a file or sending an email.
Each packet of data is transmitted from a source computer to
a destination computer. In order to reach its destination every
packet of data contains the IP address and port number of the
destination plus the IP address and port number of the originating
computer. An IP address is a specific series of numbers used
to identify a computer on a network or the internet (208.127.13.45
is an example of an IP address). No two computers connected
to the same network or the internet can have identical IP addresses
without causing a conflict. A port number is associated with
a particular type of network service. For example, internet
browsing (http) is typically associated with port 80 while file
transferring (ftp) is associated with port 21.
Firewalls
work by examining these packets of data and either allowing
them to pass or blocking them. Typically, firewalls are configured
to block incoming traffic on specific ports with the exception
of a number of commonly used ports. They can also be configured
to allow only incoming traffic from computers with specific
IP addresses.
Why do I want it?
For
those with a DSL, cable modem or other "always-on"
connection, having a firewall in place is essential. Without
a firewall your computer is directly accessible to anyone on
the internet. Any person on the internet could potentially gain
access to your computer and data. A firewall will reduce your
risk of having an identity thief access sensitive or personal
information stored on your computer.
Note:
This information is excerpted from ID-Theft Protector 2005.
More defense tips as well as installable anti-spam, anti-spyware,
and anti-phishing tools are included in this comprehensive software.
Click here for more information on ID-Theft
Protector 2005.
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